Why the Economy failed this time/Marriage

This is my personal opinion and take on why the economy has failed. it is not the only reason.But using common sense..i guess it really played a very big part on the fallacy of the economy.

Simplistically saying.the economy partly failed because of this formula


and this formula is called the Gaussian copula.basically used on CDOs which is a kind of asset backed securities which is also a derivative.which caused the subprime mortgage crisis which in turns trigger huge spectacular losses in banks.which caused the economic recession.

For those who realised it.This economy crisis is much different than the previous ones.

Basically im just waiting for the chance to make my move.im pretty much skeptical about the economic outlook because..for some reasons i just couldnt understand the findings theoretically compared to the happenings practically. i jus dont understand so until i get a clearer picture and clues on whether im right or wrong.best option: wait.
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I guess nothing much interests me in life anymore..i mean theres the minor stuffs like guitar and photography and playing games...but

the biggest part of my passion goes to Baby,cars and money.thats what id like to get involved with...for the rest of my life.it could change..but very unlikely from the way i see it.very very unlikely.

im trying to think of ideas to save for marriage.i definitely dont think it is early.since marriage and love to me revolves around the word stability.

as i would put it. "run ahead of life before you run after life"